Theft/Vandalism/Malicious Mischief
Theft and property damage is something that happens on a regular occurrence to homeowners. According to the FBI, there are 1.1 million burglaries and property damage incidents every year. The situation can become worse in Florida with some homeowners leaving their property for several months out of the year.
The insurance company will divide these incidents into different categories. The idea is to list these events to ensure that you are properly covered. Normally, you will have to file a claim under each one depending on the event. Here is how the insurance companies define these different categories.
Theft
Theft is when your personal property is stolen and you are filing a claim with the insurance company. Some examples include
- Missing jewelry
- Cash
- Electronics
- Firearms
- Silverware
- Trophies
- Trays
- Tea sets
The best approach is to call us in the aftermath of a theft. We are the best at handling residential insurance claims in Florida.
Alpha Public Insurance Adjusters is available 24 hours a day and we will come to your location. We offer a free review of your case and will help you to understand your options.
Vandalism
Sometimes, things can become so bad that you will see your property vandalized during the course of a theft. These include things like
- Stripped copper wiring
- Solar panel theft
- Broken windows
Events like this should be reported to the insurance company to ensure that you are fully compensated for the damages.
Alpha Public Insurance Adjusters is the best at handling residential claims in Florida. Our team has the knowledge and experience to get you results.
Malicious Mischief
Malicious mischief is when someone is trying to intentionally damage your property. These include things like
- Spray painting on the walls
- Damaging your windows
- Any collateral damage during the process of committing the crime
The idea is to cause damage and leave a message that they were on your property. These incidents are covered under your insurance policy and you could be eligible for compensation.
We recommend calling us if you are the victim of malicious mischief. We are the number one public insurance adjusters in South Florida and we can help you.
Alpha Public Insurance Adjusters has an A+ rating with the Better Business Bureau. We serve all of South Florida and will come to your location.
Call Us Today!
These are some of the ways insurance companies will define theft, vandalism, and malicious mischief. Call Alpha Public Insurance Adjusters today at 888-442-5742 and take advantage of our free claims review. We are located in Florida on North Nob Hill Road, near the PGA Tour Superstore.
